No problem!

I could be wrong, but I don’t think this is quite what people are saying. I think the idea is we are all “choosing” the course of our lives, though at times not consciously. The choices we make are based on a million little experiences coupled with inherent personality traits, etc. so in a truer sense our choices are inevitable. This is deep shit so again I may be misinterpreting. TLDR: no, homeless people are not predestined to be homeless.